Assumable Mortgages: An Inside Look from the Loan Servicer's Perspective
Wednesday, August 26, 2026
12:00 PM ET | 11:00 AM CT | 9:00 AM PT
Members - FREE | Non-Members - $25
With today's higher interest rates, assumable mortgages can provide significant savings for homebuyers but navigating the assumption process isn't always straightforward.
Join Mark Whittstadt and Ted Kirzenski as they provide a rare behind-the-scenes look at how mortgage loan assumptions are reviewed and approved by servicers. Having helped process thousands of loan assumptions for major lenders, Mark and Ted will explain how Realtors can identify assumable loans, guide clients through the assumption process, and better understand the mortgage servicer's role.
Whether you're a Realtor looking to create new opportunities for your buyers or a loan servicing professional seeking a deeper understanding of the assumption process, this webinar offers practical insights from two experienced industry experts.
Meet The Speakers:
LTX Companies
Ted Korzenski is a mortgage industry executive with more than 30 years of experience leading mortgage originations, operations, and servicing for national banks, international financial institutions, and independent mortgage companies. Throughout his career, he has held leadership roles with organizations including Wells Fargo, Chase, Bank of America, HSBC, Ocwen, and Weichert Financial Services.
Ted brings extensive expertise in mortgage servicing, mergers and acquisitions, servicing transfers, regulatory compliance, and consumer outreach. He has successfully led organizations through complex regulatory initiatives, consent orders, and servicing transformations while improving operational performance, customer experience, and loan resolution strategies. His deep knowledge of CFPB, RESPA, FHA, VA, GSE, and mortgage servicing requirements has made him a trusted leader in navigating the evolving mortgage landscape.
Mark H. Wittstadt is the Chief Executive Officer of LTX Companies and the founder of CYBERSYGN, a patent-pending technology company transforming document management through innovative remote online notarization solutions. As Executive Managing Partner of a multi-jurisdictional law firm focused on real estate, Mark brings more than 30 years of leadership and legal expertise to the mortgage and real estate industries.
Under his leadership, LTX Companies has earned national recognition for its legal real estate services, conflict resolution, and mortgage servicing expertise. Mark is passionate about leveraging technology to improve operational efficiency while maintaining the highest standards of legal excellence and client service.
Driven by a commitment to integrity, innovation, and trust, Mark continues to lead the development of forward-thinking solutions that help the mortgage industry adapt to an evolving regulatory and technological landscape.
Moderator: Erik Sellfors
Sellfors Realty
Since the age of eight, Erik has been involved in flipping homes alongside his parents. In 1987, at just 19 years old, he began his career in real estate, selling properties in the San Fernando Valley. By 1992, Erik received his first REO (Real Estate Owned) assignment, marking the start of a distinguished career working with major banks, servicers, and government agencies, including Fannie Mae and HUD. Today, Erik is the Broker/Owner of Cambridge Homes, with offices in both North Los Angeles and the Palm Springs area. Throughout his career, he has been fortunate to build lasting relationships with friends and colleagues in the industry. One of the greatest honors has been serving on the board of the National Association of Default Professionals (NADP), where he has contributed to the legislation and advocacy efforts, closely monitoring legal changes that impact the industry. More recently, Erik has helped lead webinars addressing critical issues facing the industry today.
When Erik isn’t working, his greatest joy comes from spending time with his kids, whether surfing or skiing, making cherished memories in the outdoors.
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