Delinquencies & Defaults:
What's in Store for 2026?
December 10, 2025
2:00 PM ET | 1:00 PM CT | 12:00 AM MT | 11:00 AM PT
Members - FREE | Non-Members - $25
As consumer debt soars to record highs, credit delinquencies surpass pre-pandemic levels, and consumer confidence hits an all-time low, are troubled times ahead for the mortgage servicing industry after several years of foreclosure activity far below normal levels?
In an uncertain economy with a weakening job market, are more mortgage delinquencies in store for 2026? Will tighter FHA loss mitigation protocols and softening homeowner equity lead to more delinquent loans rolling into foreclosure? What other factors might influence next year's trends, and what did we learn in 2025?
Join us as we take a final look at the 2025 foreclosure market and discuss what might lie ahead for the default servicing industry in 2026.
Meet The Speakers:
Daren Blomquist
Auction.com
Daren Blomquist is vice president of market economics at Auction.com. In this role, Daren analyzes and forecasts complex macro and microeconomic data trends within the marketplace and industry to provide value to both buyers and sellers using the Auction.com platform.
Daren’s reports and analysis have been cited by thousands of media outlets — including all the major news networks and leading publications such as The Wall Street Journal, The New York Times and USA TODAY. Daren has been quoted in hundreds of publications and has appeared on many national network broadcasts, including CBS, ABC, CNN, CNBC, FOX Business and Bloomberg.
Rick Sharga
CJ Patrick Company
Rick is the Founder & CEO of CJ Patrick Company, a market intelligence and advisory firm for companies in the real estate and mortgage industries.
One of the country’s most frequently quoted sources on real estate, mortgage and foreclosure trends, Rick has appeared on CNBC, CBS News, NBC News, CNN, ABC News, FOX Bloomberg and NPR.
Rick is a founding member of the Five Star National Mortgage Servicing Association, on the Board of Directors of the National Association of Default Professionals and was twice named to the Inman News Inman 100, an annual list of the most influential real estate leaders. Rick has over 20 years of experience in the real estate and mortgage industries, including roles as the EVP/Market Intelligence at ATTOM Data, EVP for Carrington Mortgage Holdings, EVP at RealtyTrac, and as the Chief Marketing Officer of Ten-X and Auction.com, the leading online real estate marketplace.
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